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NHIS premium calculator for foreigners (2026)
Estimate your 2026 Korean National Health Insurance premium as a foreigner: 158,630 KRW regional minimum, about 79,320 KRW for D-2/D-4 students, 3.595% + care for employees.
How foreigners' NHIS premiums are set in 2026
- Employees pay 3.595% of salary for health insurance plus long-term care (13.14% of that); the employer pays the same.
- Regional subscribers (most foreigners after 6 months of stay without a Korean employer) pay the higher of their own calculated premium or the foreigner minimum of 158,630 KRW/month (140,210 health + 18,420 care), which applies from the 2026 notice by NHIS (source).
- D-2 and D-4-1 students get a 50% reduction, so most pay about 79,320 KRW/month and are enrolled from arrival.
Unpaid premiums can shorten or block a visa extension, so set up auto-debit.
FAQ
How much is health insurance for foreigners in Korea in 2026?
Regional subscribers pay at least 158,630 KRW a month (2026). D-2/D-4 students pay about half, 79,320 KRW. Employees pay 3.595% of salary plus long-term care, matched by the employer.
Is NHIS mandatory for foreigners?
Yes for most residents: employees from day one, students from arrival, and other residents after 6 months of stay.
What if I don't pay NHIS?
Arrears can limit hospital benefits and lead to a shorter or refused visa extension.
Related guides
National Health Insurance for Foreigners in Korea (2026): Enrollment, Premiums, Arrears
NHIS for foreigners in 2026: who is enrolled when, the 158,630 KRW minimum premium, the 79,320 KRW student rate, arrears and visa impact.
Visa & ImmigrationExtending Your Visa in Korea: Documents, Fees and Timeline (2026)
How to extend your stay in Korea: 4-month window, HiKorea e-application (50,000 KRW) vs. office visit (60,000 KRW), documents by visa type.
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